Real-Time Payments Gateway

Credit Card Processing

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Same-Day ACH Processing

One-Time & Recurring
eMail Invoicing
All Processing Types
Same-Day Funding

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FedNow & Real-Time
Payments
Solutions

Online integrated Origination, Sending, Receiving and Recordation of all Good Funds Transfers.

"All participants receive instant real-time electronic notifications. Use our online Payment Gateway interface or integrate your in-house system with our API"

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Check Processing

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Internet Credit Card Payment Processing – Secure & Rapid Online Transactions

Boost Your Online Sales with Fast, Secure Credit Card Solutions

Accept online credit card payments seamlessly using our high-speed processing services tailored for the digital marketplace. Our secure solution ensures rapid transaction approvals while providing robust fraud protection to safeguard your business. Enhance your digital checkout experience and drive customer satisfaction with every secure transaction.

Benefit from seamless multi-channel integration that supports payments through websites, mobile apps, and eCommerce platforms. Our system is designed to streamline the entire payment process, reducing processing times and lowering operational costs. Boost your online sales and maintain a reliable revenue stream with our advanced credit card payment processing solution.

Enhance Customer Experience with Multi-Channel Digital Card Payments

Boost Your Online Revenue with Fast, Secure Credit Card Payment Processing
Transform your digital checkout experience by accepting credit card payments through our high-speed gateway tailored for the modern marketplace. Our secure processing system ensures rapid approvals and employs state-of-the-art encryption and fraud detection to protect every transaction. This solution enhances customer satisfaction and drives sales by offering a smooth, reliable payment process across all digital channels.

Seamless Multi-Channel Integration for Superior Customer Experience
Integrate our credit card payment solution effortlessly into your website, mobile app, and eCommerce platforms to streamline your entire payment process. Benefit from real-time transaction tracking and automated reporting that help you monitor cash flow and manage your finances more effectively. Our service not only lowers operational costs through competitive processing fees but also reinforces trust with robust security measures designed for today's digital commerce environment.

Creation Request for Payment Bank File

Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
Request for Payment

... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.


Contact Us for Request For Payment payment processing